_ Money MattersAnnuities: The Swiss Army Knife of Personal Finance By Sondra Forsyth articleWhen I’m asked if an annuity is a good buy, I reply: it all depends on your situation and your … Read More→
_ Money MattersSECURE 2.0 Act Lets Retirees Defer Taxes on Retirement Plan Money Longer By Sondra Forsyth articleA retirement crisis looms. Americans aren’t saving enough, and the aging of the population may require trimming Social Security benefits … Read More→
_ Money MattersLong-Term-Care Insurance via an Annuity Has Many Pros, Some Cons By Sondra Forsyth articleLong-term care–whether at home, in assisted living or in a nursing home, costs a lot—especially if it continues for years. … Read More→
_ Money MattersA Financial Review in Early 2023 Can Optimize Your Strategy By Sondra Forsyth articleMy husband is delighted to know he is not my Sugar Daddy. In fact, my doctor has me sworn off … Read More→
_ Money MattersAn Income Annuity with a Time Limit Can Be a Great Solution By Sondra Forsyth articleImmediate income annuities with a lifetime payout are popular for a good reason. By providing immediate monthly income that’s guaranteed … Read More→
_ Money MattersHow To Shop for a Fixed-Rate Annuity So You’ll Get the Best Deal By Sondra Forsyth articleOne annuity may pay more than twice as much as much as a similar one—comparison websites make shopping easy. If … Read More→
_ Money MattersHave Lower-Yielding or Underperforming Annuities or CDs? By Sondra Forsyth articleToday’s higher interest rates are great when you have new money to invest. But what can you do if your … Read More→
_ Money MattersThree Ways to Get Future Lifetime Income with Annuities By Sondra Forsyth articleLooking to maximize retirement income? Fixed-rate, income and indexed annuities offer different ways to get there, either standalone or in … Read More→
_ Money MattersFive Annuity Myths That Can Blind You to Good Options By Sondra Forsyth articleAnnuity myths are harmful because they lead people to dismiss annuities out of hand when they could be a perfect … Read More→
_ RetirementUse these 7 killer strategies to never run out of money in retirement By Sondra Forsyth articleAre you concerned that you will run out of money in retirement? It’s a real issue, given that people live … Read More→
_ RetirementNew IRS Rule Lets Early Retirees Take More Money from Plans By Sondra Forsyth articleFixed-annuity guarantees more income for penalty-free early withdrawals from retirement plans. Post-pandemic, more people want to tap their retirement plans … Read More→
_ Money Matters“Free Look” for Annuities Offers Safety Valve If Rates or Circumstances Change By Sondra Forsyth articleOccasionally it makes sense to cancel a new policy and get a better one. With most financial products, you’re committed … Read More→
_ RetirementLaddering Fixed-Rate Annuities Offers Combination of Good Rates and Flexibility for Future By Sondra Forsyth articleWith today’s low interest rates, it takes planning to create sufficient retirement income without taking more risk than you need … Read More→
_ Money MattersWhy Fixed-Rate Annuities Pay More Than Bank CDs By Sondra Forsyth articleFixed-rate annuities act much like bank certificates of deposit but usually pay much higher rates than CDs of the same … Read More→
_ RetirementHas COVID Clouded Your Retirement Picture? 3 Tips to Plan Clearly By Sondra Forsyth articleSome people planning for retirement may do most of the right things in terms of saving and investing. But they … Read More→
_ Money MattersOften-Overlooked Way to Fund Your Roth IRA Has Many Advantages By Sondra Forsyth articleA Roth IRA is a uniquely powerful retirement-savings tool because you won’t pay taxes on the money you withdraw during … Read More→
_ RetirementCould You Be Missing Out On Senior Discounts? By Sondra Forsyth articlePeople who reach or near their retirement years often need to watch every penny. Sure, some of them are financially … Read More→
_ RetirementWant Or Need To Retire Early? Tips On How To Pay For It By Sondra Forsyth articleDelaying retirement has become common for many Americans, either because they saved too little or they just want to continue … Read More→