_ Money Matters RetirementNavigating the 3 Stages of Retirement By Sondra Forsyth articlePeople often view retirement as just one more stage of life. But that’s not exactly the case. Retirement isn’t just … Read More→
_ Money MattersTop 5 Considerations for Retirees Purchasing Travel Insurance By Sondra Forsyth article“While travel can be complicated at any age, retirees are faced with additional considerations, especially when it comes to medical … Read More→
_ Money MattersPre-Retirees and Retirees Can Beat Inflation and Reduce Risk by Splitting Savings By Sondra Forsyth articleFinancial planners agree that pre-retirees and retirees need investment growth to beat inflation. But while equities have outperformed fixed options … Read More→
_ Money Matters3 Ways the New Tax Law Will Hit Seniors Hard in Health Costs By Sondra Forsyth articleTrump’s new Tax Law, which will result in a $1.5 trillion tax cut, was seen by some as a Christmas … Read More→
_ Money MattersAnnuities Beat CDs by Offering Higher Guaranteed Rates and Tax Savings By Sondra Forsyth articleOlder Americans love certificates of deposit. But fixed-rate annuities, which function like CDs, usually pay much higher guaranteed rate. And … Read More→
_ Money MattersAsset Location, A Strategy to Cut Taxes, Is Often Overlooked By Sondra Forsyth articleA new tax law may call for tweaking strategy but probably not big changes Asset allocation comes first, then comes … Read More→
_ Money MattersUpdating Beneficiaries When Life Changes is Crucial By Sondra Forsyth articleOnce you’ve bought an annuity or a life insurance policy and named your beneficiaries, you may never think about your … Read More→
_ Money MattersMake These Year-End Financial Moves Now—and Don’t Make This Mistake By Sondra Forsyth articleAs 2017 lurches toward its end, investors need to plan their tax and investment moves before it’s too late. But … Read More→
_ Money Matters3 Saving Tips to Help Prepare You for Unexpected Expenses By Sondra Forsyth articleIt happens to everybody: The dreaded, unexpected big expense – major car repairs, a broken air conditioner, a plumbing problem, … Read More→
_ RetirementAs Retirement Age Creeps up, the Health of Those Close to Retirement is Getting Worse By Sondra Forsyth articleTen years from now, Americans born in 1960 will be able to start collecting their full Social Security retirement check, … Read More→
_ Money MattersTwo Ways to Reduce Risk if the Bull Market Has Skewed Your Asset Allocation By Sondra Forsyth articleIn the current bull market, many people have made so much money they now find their asset allocation is out … Read More→
_ Money MattersWealth Secrets of the Rich, Kind & Happy By Sondra Forsyth articleWhat rich means for each person is different. In our minds, it’s a way of being and functioning in the … Read More→
_ Money Matters Wills & EstatesGreatest Wealth Transfer Could Be Costly Blunder For Beneficiaries And Windfall For IRS By Sondra Forsyth articleAnyone who just inherited a deceased parent’s IRA or 401(k) could be about to commit a costly blunder. You can … Read More→
_ Money Matters RetirementDelaying RMDs from Your IRA: There’s Only One Way to Do It By Sondra Forsyth articleWhen you reach age 70½, you must start taking required minimum distributions (RMDs) from your IRA, 401(k), SEP or other … Read More→
_ Money Matters Wills & Estates3 Tips to Make The Finances Add Up for the Spouse Left Behind By Jane Farrell articleTraditional wedding vows usually include the phrase “till death do us part,” but it’s not a part of the ritual … Read More→
_ Money Matters RetirementTax Deferral and Guarantees Make Annuities a Compelling Way to Save for Retirement By Sondra Forsyth articleIf you’re contributing the annual maximum to your IRA and/or 401(k) plan, you’re ahead of most people. But tax-qualified contributions … Read More→
_ Money Matters RetirementTaking a 401(k) Loan Can Be a Smart Move By Sondra Forsyth articleMost financial planners say borrowing from your 401(k) is a bad idea, period. I disagree. Borrowing from your 401(k) plan … Read More→
_ Wills & EstatesWhat the Kids Get: Planning Your Legacy By Jane Farrell articleAfter a lifetime of working hard and saving faithfully, some people just want to enjoy retirement and spend their money … Read More→